Hi Brian,
Welcome home!
Thank you for visiting us at planDisney with another of your questions, this time all about
Disney Vacation Club! I love getting to help fellow Disney Vacation Club Members make the most of their membership. My family and I have been enjoying our membership for several years now. We just wish we had joined sooner!
One of my favourite things about Disney Vacation Club Membership is the flexibility to use my Vacation Points in the way that works best for me and my family. One of the ways points can be flexed is through banking and borrowing. The way this works is, if you choose not to use your points to make a reservation at a Disney Vacation Club Resort one year, you can
bank those points, which moves them into the next Use Year. Similarly, if you plan to have a bigger trip one year, perhaps need a larger unit to invite family or friends to stay with you, you may
borrow points from the following Use Year, moving the points into your current Use Year.
One important thing to keep in mind is that banking and borrowing transactions are final and cannot be reversed. Banking of up to 100% of your Vacation Points can take place in the first 8 months of your Use Year. Points cannot be banked after this point; you can see banking deadlines for each Use Year
here. My tip is to put this deadline into your phone calendar and set an annual alert, so you never miss out on using all of your Vacation Points!
I hope this answers your question, Brian! If you have any more questions about Disney Vacation Club membership, please
reach out to me. I'd love to help!
See ya real soon!
Matt