Welcome Home, Tracy!
And a great big beautiful welcome to planDisney. How exciting that you are using your Disney Vacation Club Membership for a Disney vacation next year. As a Member for the last 22 years, the flexibility of Disney Vacation Club has enabled our family to explore Disney and beyond, year after year.
Tracy, I double-checked with Disney Vacation Club Member Services about your question. If you
borrowed your 2026 Vacation Points to book your Disney vacation, and then bank any remaining 2025 Vacation Points
after you booked your vacation, the system will not automatically use your
banked Vacation Points. So, in your case, you would need to reallocate your Vacation Points so that you use your banked points first.
To do this, you would need to call
Member Services so they can reallocate your Vacation Points for you. Member Services are like DVC Fairy Godparents - all knowing and with a "Bibbidi Bobbidi Boo," they make your vacation dreams come true!
As a reminder, Tracy, for a February Use Year, your
banking deadline is September 30th of this year. So, just be sure you bank any remaining 2025 Vacation Points by that date if you want them banked; otherwise, you will have to use them (and complete travel) by the end of your Use Year, which would be January 31, 2026, or they will be forfeited.
I hope this helps you, Tracy! If you have any further Disney Vacation Club questions, soar back here to see us and we will be so happy to help you.
Magically Yours,
Keri